Save Money On Insurance

We design comprehensive insurance programs and guide you in other areas of risk management. We can review your current insurance coverage and investment assets and compare them to your long-range goals.

From your property/liability, workers compensation and group benefits, we can manage all of your individual or business needs and find the most comprehensive coverage at competitive rates with financially secure carriers.

Why evaluating insurance is important

Insurance is an important part of a complete financial plan. As multi-faceted as life is today, it only stands to reason that the choices for insurance are just as varied and complex. Without the right protection, a serious illness, accident, loss of property, disability or death can ruin even the best financial plans. Insurance planning can help you be prepared if and when an unfortunate event does occur.

Our agency offers the personal insurance services you deserve. As a professional, independent insurance agency, we are not affiliated with a particular insurance company; we work for you. We represent a carefully selected group of reputable insurance companies and we place your policy with the company offering the best coverage at a competitive price.

  • Personal Service – Our agency prides itself on giving you prompt and courteous attention.
  • Value – We understand the value of your time and your money. And we see to it that you get the most out of both. We shop around to get you the best coverage for the best price.
  • Experience – Our agency has enjoyed providing many years of service to the people of this community.

Our Insurance Services

Our licensed, experienced professionals can help you choose the right insurance program for your Life, Auto, Home and Your Business for optimal protection at prices that make sense for your financial goals.


Have you considered all your options when buying auto insurance? The professionals of Horizon Coast have the experience, expertise and resources to design an insurance program that fits you, your lifestyle and your automobile.


Protect your home from the potentially devastating impact of property damage, theft, or a personal liability claim. Our insurance advisors have the experience, expertise and resources to design an insurance program that fits your home and everything in it.


Are your valuable assets at risk? They could be without the protection of personal and property casualty insurance.


It’s a fact of life – you need health insurance – and the time to get it is before you have an accident, suffer a serious illness, or discover you’re pregnant.


A properly designed life insurance program can provide a source of funds for your family, to raise and educate your children, and to leave them free of debt.


Discuss the role of annuities in your Retirement Planning with a CERTIFIED FINANCIAL PLANNER Professional or CFP®, to make sure you understand all of the options and make the smartest decisions for your financial needs.


You never know when you might need a source of income replacement. Debilitating injuries are quite common. It’s important to be financially protected for these worst-case scenarios.


The responsibilities of long-term medical care can be overwhelming. But with long-term care protection, you can shield your family from the financial burden.


If you own a small business or are considering going into business, it’s important for you to consider the many levels of insurance than can protect you from various business risks.

Turn to the Team You Can Trust

The Horizon Coast Family of firms is an innovative team of consultants servicing a diverse clientele. Our practice areas and full-service approach complement each other to provide you with a comprehensive strategy fit your unique needs and make it possible for you to flourish in business, at home and in life.

If you’re interested in working with our team, please call us at (732) 521-3040 or e-mail: to setup a confidential consultation.